From tracing a forgotten workplace pot to a defined benefit transfer worth hundreds of thousands — we connect you with an FCA-regulated specialist for the job.
Moving a pension is one of the biggest financial decisions most people make, and it’s irreversible. Our pension transfer specialists compare your existing scheme against the alternatives on charges, fund choice, flexibility and guarantees — then set it all out in writing.
You’ll understand exactly what you’d gain, what you’d give up, and whether it’s worth doing at all. Sometimes the honest answer is to leave things exactly as they are.
A defined benefit pension pays a guaranteed, inflation-linked income for life. Giving that up in exchange for a cash equivalent transfer value can occasionally be right — for example where health is poor or flexibility genuinely matters more than certainty — but the FCA’s starting position is that staying put is usually best.
We only introduce defined benefit enquiries to final salary pension transfer specialists who hold the specific FCA permissions and qualifications required to advise on safeguarded benefits.
Combining several old workplace and personal pensions into one modern plan can cut your total charges, simplify your admin and make your retirement income far easier to manage. Your adviser checks each pot individually first — consolidation only makes sense where it leaves you better off.
Changed jobs a few times? It’s remarkably easy to lose a pension. We help you track down schemes from previous employers using the employer name and rough dates, so you can see everything you own before making a plan.
A health check on what you already hold: what it’s worth, what it’s costing, what it’s invested in and whether that still matches your age and attitude to risk. Often the single most useful hour a saver spends.
A self-invested personal pension gives you far wider investment choice and modern drawdown flexibility. It also needs more attention than a default workplace fund — our advisers help you decide whether a SIPP genuinely suits you.
Small self-administered schemes are designed for company directors and family businesses, with the ability to hold commercial property and lend back to the sponsoring employer. Specialist territory — and we match you with specialists.
Self-employed, a company director, or simply starting later than you’d like? Your adviser will structure contributions tax-efficiently and put the plan on a footing that still works in twenty years’ time.
Income modelling, drawdown strategy, annuity comparison and tax-efficient withdrawal sequencing from UK retirement planning specialists — so your pot becomes a dependable income rather than a guess.
Making sure your money is safe, secure and growing at the best possible rate is the key to financial planning. Advisers can help with ISAs, bonds, unit trusts and stocks & shares alongside your pension.
Most families would have to cut their living costs to survive financially if the main earner fell ill or died prematurely. Protection plans, wills and inheritance tax planning close that gap — and mortgage advice is available too.
Tell us what you’ve got and what you’re hoping for. We’ll point you to the right kind of adviser — free, and with no obligation.
Tell us how to reach you and we’ll match you with an FCA-regulated pension adviser.
One of our team will be in touch shortly to arrange your free, no-obligation consultation with an FCA-regulated pension adviser.
